In today’s fast-paced world, finding the time from your schedule to visit a bank branch can be difficult. Fortunately, many banks now offer apps for mobile and net-banking services that allow customers to conduct transactions anytime and anywhere. With these apps, you can instantly transfer funds, check account balances, and pay bills at the click of a button.
Mobile banking apps can be extremely helpful in managing your finances and keeping track of your spending. They also give customers real-time insights into their spending habits and allow them to set budgeting goals. You can also use these apps to find the nearest ATM or branch location, invest, etc.
However, you must find a mobile net banking app that fulfils your banking requirements and ensures maximum safety to protect your data. On that note, here are the top three apps for mobile and net-banking services that give their users much-needed convenience when it comes to online banking.
- IDFC FIRST Bank Mobile banking app
While maintaining its position as the best mobile banking app in 2021, the IDFC FIRST Bank Mobile banking app has emerged as a one-stop shop for all your banking needs this year! You can access the following premium banking services with this banking app.
- You can transfer funds using NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service) facilities.
- You can invest in mutual funds.
- You can view and manage your upcoming spending.
- You can open a fixed deposit account in two clicks.
- You can also use the auto-pay feature offered by banks.
You can also apply for a personal loan with this premium banking app to meet your urgent cash requirement. For additional security, the IDFC FIRST Bank’s Mobile banking app lets users log in securely through MPIN (mobile banking personal identification number) and biometrics such as face recognition and fingerprint.
- Kotak Mahindra Bank
Kotak Mahindra Bank’s mobile banking services help manage your finances on the go. You can transfer money, pay bills, apply for different loans, make investments, and buy insurance with this mobile net banking app. With Kotak Mahindra Bank’s app, users can transfer funds using NEFT / RTGS / UPI.
You can resolve any issues with 24-hour support via the Keya chatbot and help centre. And if you ever experience fraud or a transaction dispute, you can report it directly within the app.
- Bank of Baroda BoB World Mobile Banking App
The Bank of Baroda Mobile Banking app helps you access your bank account from your mobile phone. With the app, you can use the stop cheque facility, check your account balance, history, mini statement, transfer funds, pay utility bills, and more. You can even use the NEFT and IMPS facility to transfer funds. This mobile and net banking app allow users to perform ancillary actions such as changing their BoB mPIN (mobile PIN), changing their login password, and updating their registered email ID.
While there are many banking apps in the market, the ones listed here are some of the most popular and user-friendly. Now, you don’t need to visit a bank branch. Almost every banking function, from tracking expenses and applying for loans to checking transaction history and managing investments, can be done within a few clicks on a single mobile banking app.